Before you talk to a bankruptcy attorney, you should consider the following:

1. The type of bankruptcy that may be appropriate for your situation (Chapter 7 or Chapter 13)
2. Whether you qualify for the type of bankruptcy you are considering
3. How much you will have to pay to file for bankruptcy
4. How you can afford the cost of the bankruptcy process
5. Whether you have any debts that will not be discharged through bankruptcy
6. Whether any of your assets might be sold to repay creditors
7. What kinds of credit counseling are required by the bankruptcy process
8. What information you will have to provide in the course of a bankruptcy

This list is really just the start of what I discuss with my clients at the initial appointment. That is why my initial appointment is generally about 3 hours long. Yep, you read that right — 3 hours, and if you don’t hire me, you don’t pay for it. (If you do hire me, it is included in the fee.)

So, if you don’t know where to start, call me at 405-842-8005 or send me an email at dowlinglawoffice@aol.com. (Yea, I still have the dialup modem that came with that email address — you know, just in case.)

Also, feel free to look around and see if I have posted articles about whatever questions are bothering you. There is a list of recent posts if you scroll down and a search box.

Elaine