Read the note.

Read the mortgage.

Everytime.  No matter how sure you are that you know what it says.  No matter how sure you are that the mortgage servicer must know what it says, and they wouldn’t intentionally not comply with it.  No matter how sure you are that it is a purely generic form with nothing in it to hang a hat on.

Read the note.

Read the mortgage.

Every time.

Elaine